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American International Group AIG Accident and health — Direct

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$41.92B-8.2%
P/E13.3×-1.0×
P/S1.6×-0.1×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%—

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's accident and health — direct?
American International Group (AIG) reported accident and health — direct of $633.75M in Q4 2025.
How has American International Group's accident and health — direct changed year-over-year?
American International Group's accident and health — direct increased by 1.1% year-over-year, from $626.75M to $633.75M.
What is the long-term trend for American International Group's accident and health — direct?
Over 3 years (2022 to 2025), American International Group's accident and health — direct has grown at a -1.9% compound annual growth rate (CAGR), from $2.69B to $2.54B.
What does accident and health — direct mean?
Direct premiums represent the total gross premiums written by the insurance segment before accounting for reinsurance cessions. This metric measures the raw market demand and sales volume generated by the accident and health product line.