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Selective Insurance Group SIGI E&S Lines — Unearned premiums

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Selective Insurance Group’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's E&S lines — unearned premiums?
Selective Insurance Group (SIGI) reported E&S lines — unearned premiums of $300.77M in Q4 2025.
How has Selective Insurance Group's E&S lines — unearned premiums changed year-over-year?
Selective Insurance Group's E&S lines — unearned premiums increased by 9.7% year-over-year, from $274.26M to $300.77M.
What does E&S lines — unearned premiums mean?
This metric represents the portion of written premiums that have been collected but not yet earned because the policy coverage period has not expired. It serves as a liability on the balance sheet, representing the company's obligation to provide coverage for the remainder of the policy term. It is a key indicator of future revenue potential and the volume of active business.