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Selective Insurance Group SIGI Insurance Operations — Net Underwriting Expense
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Where this comes from
Reported directly by Selective Insurance Group in its filing.
Tagged under the XBRL concept sigi:NetUnderwritingExpense.
The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.
- Filed
- Jul 24, 2026, 2:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000230557-26-000020
| Combined Ratio | Quarter ended June 30, 2026 / Amount | Quarter ended June 30, 2026 / Ratio | Quarter ended June 30, 2025 / Amount | Quarter ended June 30, 2025 / Ratio | Six Months ended June 30, 2026 / Amount | Six Months ended June 30, 2026 / Ratio | Six Months ended June 30, 2025 / Amount | Six Months ended June 30, 2025 / Ratio |
|---|---|---|---|---|---|---|---|---|
| Net underwriting expenses incurred1 | 48,056 | 30.8 | 45,719 | 30.9 | 94,205 | 30.7 | 89,939 | 30.9 |
| Underwriting income (loss) | 12,756 | 91.8 | 15,171 | 89.8 | 28,645 | 90.7 | 25,853 | 91.1 |
| Total Insurance Operations: | ||||||||
| Net premiums earned | 1,215,508 | 1,188,057 | 2,432,704 | 2,346,814 | ||||
| Loss and loss expense incurred | 816,266 | 67.2 | 823,898 | 69.3 | 1,631,770 | 67.1 | 1,570,223 | 66.9 |
| Net underwriting expenses incurred1 | 374,363 | 30.8 | 365,431 | 30.8 | 754,110 | 31.0 | 731,243 | 31.2 |
| Dividends to policyholders | 490 | — | 1,151 | 0.1 | 1,190 | — | 2,134 | 0.1 |
| Underwriting income (loss) | 24,389 | 98.0 | (2,423) | 100.2 | 45,634 | 98.1 | 43,214 | 98.2 |
ITEM 1. FINANCIAL STATEMENTS.
FAQ
- What is Selective Insurance Group's insurance operations — net underwriting expense?
- Selective Insurance Group (SIGI) reported insurance operations — net underwriting expense of $374.36M in Q2 2026.
- How has Selective Insurance Group's insurance operations — net underwriting expense changed year-over-year?
- Selective Insurance Group's insurance operations — net underwriting expense increased by 2.4% year-over-year, from $365.43M to $374.36M.
- What does insurance operations — net underwriting expense mean?
- This represents the total costs incurred to acquire and service insurance policies, including commissions, salaries, and general administrative expenses. It reflects the operational overhead required to maintain the insurance business segment.
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