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Selective Insurance Group SIGI Standard Commercial Lines — Dividends to policyholders (as a percent)

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept sigi:PolicyholderDividendRatio.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Combined RatioQuarter ended June 30, 2026 / AmountQuarter ended June 30, 2026 / RatioQuarter ended June 30, 2025 / AmountQuarter ended June 30, 2025 / RatioSix Months ended June 30, 2026 / AmountSix Months ended June 30, 2026 / RatioSix Months ended June 30, 2025 / AmountSix Months ended June 30, 2025 / Ratio
Net premiums earned$962,044937,635$1,927,8031,849,845
Loss and loss expense incurred652,24967.8%666,76671.11,309,08367.8%1,248,43267.5
Net underwriting expenses incurred1302,10031.4295,86231.6612,12731.8592,50532.0
Dividends to policyholders4900.11,1510.11,1900.12,1340.1
Underwriting income (loss)7,20599.3(26,144)102.85,40399.76,77499.6
Standard Personal Lines:
Net premiums earned97,639102,377197,667206,032
Loss and loss expense incurred69,00470.769,97768.3138,30369.9146,64671.2

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's standard commercial lines — dividends to policyholders (as a percent)?
Selective Insurance Group (SIGI) reported standard commercial lines — dividends to policyholders (as a percent) of 0.1% in Q2 2026.
How has Selective Insurance Group's standard commercial lines — dividends to policyholders (as a percent) changed year-over-year?
Selective Insurance Group's standard commercial lines — dividends to policyholders (as a percent) decreased by 0.0% year-over-year, from 0.1% to 0.1%.
What does standard commercial lines — dividends to policyholders (as a percent) mean?
This metric represents the percentage of earned premiums returned to policyholders as dividends within the Standard Commercial Lines segment. It reflects the company's policy regarding profit-sharing or performance-based returns to its commercial clients.

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