Products & Services · Year 1 (as a percent)
U.S. Financial Lines — Year 1 (as a percent)
American International Group U.S. Financial Lines — Year 1 (as a percent) increased by 2.6% to 4.0% in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Higher percentages signal faster claim resolution, which can reduce the impact of inflation on claim costs.
Detailed definition
This metric represents the percentage of total ultimate losses paid out within the first year of the accident year. It s...
Peer comparison
Commonly used in loss development triangles to compare the payout patterns of different insurance segments.
Metric ID:
aig_segment_u_s_financial_lines_year_1_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 3.6% | 3.7% | 3.9% | 4% |
| QoQ Change | — | +2.8% | +5.4% | +2.6% |
| YoY Change | — | +2.8% | +5.4% | +2.6% |
Range3.6% – 4%
Avg YoY Growth+3.6%
Median YoY Growth+2.8%
Current Streak3+ quarters growth
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Frequently Asked Questions
- What is American International Group's u.s. financial lines — year 1 (as a percent)?
- American International Group (AIG) reported u.s. financial lines — year 1 (as a percent) of 4.0% in Q4 2025.
- What does u.s. financial lines — year 1 (as a percent) mean?
- The proportion of total expected claims paid out during the first year after the accident year.