What is American International Group's u.s. excess casualty — year 1 (as a percent)?

American International Group (AIG) reported u.s. excess casualty — year 1 (as a percent) of 1.1% in Q4 2025.

What does u.s. excess casualty — year 1 (as a percent) mean?

The portion of total expected claims paid out during the first year after the policy year begins.

Products & Services · Year 1 (as a percent)

U.S. Excess Casualty — Year 1 (as a percent)

American International Group U.S. Excess Casualty — Year 1 (as a percent) remained flat by 0.0% to 1.1% in Q4 2025 compared to the prior quarter.

Analysis

StatementSegment

CategoryEfficiency

SignalContext dependent

VolatilityStable

First reportedQ4 2022

Last reportedQ4 2025

How to read this metric

A higher percentage indicates faster claim settlement, while a lower percentage suggests a longer-tail business profile.

Detailed definition

This metric represents the percentage of total ultimate losses for a given accident year that are paid out within the fi...

Peer comparison

Commonly used in loss development triangles to compare settlement velocity across insurers.

Metric ID: aig_segment_u_s_excess_casualty_year_1_as_a_percent

Historical Data

4 periods

	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	1.3%	1.2%	1.1%	1.1%
QoQ Change	—	-7.7%	-8.3%	+0.0%
YoY Change	—	-7.7%	-8.3%	+0.0%

Range1.1% – 1.3%

Avg YoY Growth-5.3%

Median YoY Growth-7.7%

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Frequently Asked Questions

What is American International Group's u.s. excess casualty — year 1 (as a percent)?: American International Group (AIG) reported u.s. excess casualty — year 1 (as a percent) of 1.1% in Q4 2025.
What does u.s. excess casualty — year 1 (as a percent) mean?: The portion of total expected claims paid out during the first year after the policy year begins.