Products & Services · Year 1 (as a percent)
U.S. Personal Insurance — Year 1 (as a percent)
American International Group U.S. Personal Insurance — Year 1 (as a percent) decreased by 4.8% to 57.4% in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
A higher percentage indicates faster claim resolution, which is generally positive for operational efficiency but may signal higher frequency of smaller, quick-settle claims.
Detailed definition
This metric represents the percentage of total ultimate losses paid out within the first year of the accident year. It i...
Peer comparison
Commonly used in 'paid loss development' triangles to compare claim settlement speed across peers.
Metric ID:
aig_segment_u_s_personal_insurance_year_1_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 61.7% | 61.6% | 60.3% | 57.4% |
| QoQ Change | — | -0.2% | -2.1% | -4.8% |
| YoY Change | — | -0.2% | -2.1% | -4.8% |
Range57.4% – 61.7%
Avg YoY Growth-2.4%
Median YoY Growth-2.1%
Current Streak3+ quarters decline
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Frequently Asked Questions
- What is American International Group's u.s. personal insurance — year 1 (as a percent)?
- American International Group (AIG) reported u.s. personal insurance — year 1 (as a percent) of 57.4% in Q4 2025.
- What does u.s. personal insurance — year 1 (as a percent) mean?
- The percentage of total expected claim costs paid out during the first year after the accident occurred.