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Ally Financial ALLY Percentage payout of incurred claims, year one

Percentage payout of incurred claims, year one at other companies

Genworth Financial logo
Genworth FinancialGNW
2.6%-0.8pp
ASI
Ategrity Specialty HoldingsASIC
3.2%
ASI
Ategrity Specialty HoldingsASIC
47.3%
Enact Holdings, Inc. logo
Enact Holdings, Inc.ACT
2.6%-0.8pp
W.R. Berkley logo
W.R. BerkleyWRB
33.2%-1.2pp
W.R. Berkley logo
W.R. BerkleyWRB
5.7%-0.6pp

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Ally Financial’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:02 PM EST
Fiscal year
FY2025
Accession
0000040729-26-000005
Year12345678910
Percentage payout of incurred claims87.8%11.0%0.9%0.3%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Ally Financial's percentage payout of incurred claims, year one?
Ally Financial (ALLY) reported percentage payout of incurred claims, year one of 87.8% in Q4 2025.
How has Ally Financial's percentage payout of incurred claims, year one changed year-over-year?
Ally Financial's percentage payout of incurred claims, year one decreased by 2.1% year-over-year, from 89.7% to 87.8%.
What is the long-term trend for Ally Financial's percentage payout of incurred claims, year one?
Over 5 years (2020 to 2025), Ally Financial's percentage payout of incurred claims, year one has grown at a -1.0% compound annual growth rate (CAGR), from 92.5% to 87.8%.
What does percentage payout of incurred claims, year one mean?
This metric measures the percentage of total incurred insurance claims that are paid out within the first year of the policy period. It serves as an indicator of claim settlement speed and the nature of the underlying insurance risks. Faster payout cycles typically correlate with shorter-tail insurance products.

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