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Selective Insurance Group SIGI Standard Commercial Lines — Net premiums earned

Other segment segments

E&S Lines
$155.83M+5.3%
Standard Personal Lines
$97.64M-4.6%

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Other financials

Income statement

See full
Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

See full
Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

See full
Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Revenue by Segment / ($ in thousands)Quarter ended June 30, 2026Quarter ended June 30, 2025Six Months ended June 30, 2026Six Months ended June 30, 2025
Businessowners' policies52,44348,416104,20295,309
Bonds9,92113,25522,00826,513
Other9,2008,31118,17616,532
Total Standard Commercial Lines NPE962,044937,6351,927,8031,849,845
Standard Personal Lines:
Net premiums earned:
Personal automobile44,65651,28791,320104,255
Homeowners49,93748,312100,01696,255

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's standard commercial lines — net premiums earned?
Selective Insurance Group (SIGI) reported standard commercial lines — net premiums earned of $962.04M in Q2 2026.
How has Selective Insurance Group's standard commercial lines — net premiums earned changed year-over-year?
Selective Insurance Group's standard commercial lines — net premiums earned increased by 2.6% year-over-year, from $937.64M to $962.04M.
What is the long-term trend for Selective Insurance Group's standard commercial lines — net premiums earned?
Over 3 years (2022 to 2025), Selective Insurance Group's standard commercial lines — net premiums earned has grown at a 11.1% compound annual growth rate (CAGR), from $2.74B to $3.75B.
What does standard commercial lines — net premiums earned mean?
This represents the portion of premiums written that is recognized as revenue over the period of the insurance policy. It reflects the core top-line growth and market penetration of the standard commercial insurance segment.

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