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Selective Insurance Group SIGI Standard Commercial Lines — Net Underwriting Expense

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept sigi:NetUnderwritingExpense.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard commercial lines — net underwriting expense?
Selective Insurance Group (SIGI) reported standard commercial lines — net underwriting expense of $310.03M in Q1 2026.
How has Selective Insurance Group's standard commercial lines — net underwriting expense changed year-over-year?
Selective Insurance Group's standard commercial lines — net underwriting expense increased by 4.5% year-over-year, from $296.64M to $310.03M.
What is the long-term trend for Selective Insurance Group's standard commercial lines — net underwriting expense?
Over 3 years (2022 to 2025), Selective Insurance Group's standard commercial lines — net underwriting expense has grown at a 9.5% compound annual growth rate (CAGR), from $907.28M to $1.19B.
What does standard commercial lines — net underwriting expense mean?
This metric quantifies the total operational costs incurred to acquire and manage policies within the Standard Commercial Lines segment, net of any ceding commissions. It includes administrative overhead, commissions, and other costs necessary to maintain the segment's operations.