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Selective Insurance Group SIGI Standard Commercial Lines — Net Underwriting Expense
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Where this comes from
Reported directly by Selective Insurance Group in its filing.
Tagged under the XBRL concept sigi:NetUnderwritingExpense.
The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.
- Filed
- Jul 24, 2026, 2:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000230557-26-000020
| Combined Ratio | Quarter ended June 30, 2026 / Amount | Quarter ended June 30, 2026 / Ratio | Quarter ended June 30, 2025 / Amount | Quarter ended June 30, 2025 / Ratio | Six Months ended June 30, 2026 / Amount | Six Months ended June 30, 2026 / Ratio | Six Months ended June 30, 2025 / Amount | Six Months ended June 30, 2025 / Ratio |
|---|---|---|---|---|---|---|---|---|
| Standard Commercial Lines: | ||||||||
| Net premiums earned | $962,044 | 937,635 | $1,927,803 | 1,849,845 | ||||
| Loss and loss expense incurred | 652,249 | 67.8% | 666,766 | 71.1 | 1,309,083 | 67.8% | 1,248,432 | 67.5 |
| Net underwriting expenses incurred1 | 302,100 | 31.4 | 295,862 | 31.6 | 612,127 | 31.8 | 592,505 | 32.0 |
| Dividends to policyholders | 490 | 0.1 | 1,151 | 0.1 | 1,190 | 0.1 | 2,134 | 0.1 |
| Underwriting income (loss) | 7,205 | 99.3 | (26,144) | 102.8 | 5,403 | 99.7 | 6,774 | 99.6 |
| Standard Personal Lines: | ||||||||
| Net premiums earned | 97,639 | 102,377 | 197,667 | 206,032 |
ITEM 1. FINANCIAL STATEMENTS.
FAQ
- What is Selective Insurance Group's standard commercial lines — net underwriting expense?
- Selective Insurance Group (SIGI) reported standard commercial lines — net underwriting expense of $302.1M in Q2 2026.
- How has Selective Insurance Group's standard commercial lines — net underwriting expense changed year-over-year?
- Selective Insurance Group's standard commercial lines — net underwriting expense increased by 2.1% year-over-year, from $295.86M to $302.1M.
- What is the long-term trend for Selective Insurance Group's standard commercial lines — net underwriting expense?
- Over 3 years (2022 to 2025), Selective Insurance Group's standard commercial lines — net underwriting expense has grown at a 9.5% compound annual growth rate (CAGR), from $907.28M to $1.19B.
- What does standard commercial lines — net underwriting expense mean?
- This metric quantifies the total operational costs incurred to acquire and manage policies within the Standard Commercial Lines segment, net of any ceding commissions. It includes administrative overhead, commissions, and other costs necessary to maintain the segment's operations.
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