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SLM SLM Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$683.5MBeat by $296.9M
EPS$0.32Miss by $0.17
Revenue estimate$386.7M
EPS estimate$0.49

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$489.4M
EPS estimate$0.40

Financials

Q2 2025

Income statement

See full
Net income$71.3M-71.7%
EPS (diluted)$0.32-71.2%

Balance sheet

See full
Cash & equivalents$4.3B-21.2%
Total debt$6.4B+18.7%
Total equity$2.4B+4.0%
Total assets$29.6B+2.9%

Cash flow

See full
Operating cash flow-$138.7M+3.5%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$6.74B+47.1%
Enterprise value$8.9B+94.2%
P/E15.2×+9.0×

Returns & leverage

See full
Return on equity19%-17.0pp
Debt / equity2.7×+0.3×

Versus estimates

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Questions, answered.

When did SLM report Q2 2025 earnings?
SLM (SLM) reported Q2 2025 earnings on July 24, 2025 after market close.
What were SLM's Q2 2025 revenue and EPS?
SLM reported revenue of $683.5M and eps of $0.32 for Q2 2025.
Did SLM beat estimates in Q2 2025?
Revenue beat the consensus estimate of $386.7M by $296.9M. EPS missed the consensus estimate of $0.49 by $0.17.
How did SLM's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 12.7% from $783.3M a year earlier and eps declined 71.2% from $1.11.
Where can I find SLM's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001032033-25-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.