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SLM SLM Total debt

Total debt at other companies

Nelnet logo
NelnetNNI
$7.7B-11.1%
Simmons First National logo
Simmons First NationalSFNC
$50.66M-23.0%
HOM
Home BancSharesHOMB
$32.74M-29.6%
PNC Financial Services logo
PNC Financial ServicesPNC
Citizens Financial Group logo
Citizens Financial GroupCFG
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI

Other financials

Income statement

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Net income$308.0M+1.1%
EPS (diluted)$1.54+10.0%

Balance sheet

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Cash & equivalents$5.4B+39.1%
Total equity$2.4B+1.5%
Total assets$29.4B+1.8%

Cash flow

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Operating cash flow-$76.0M+48.0%

Valuation

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Market cap$4.34B-31.4%
Enterprise value$5.63B-34.6%
P/E5.8×-4.3×

Returns & leverage

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Return on equity30.9%+3.3pp
Debt / equity2.7×+0.2×

Where this comes from

Calculated from SLM’s reported figures.

Plus components not separately reported this period.

The official record: SLM’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SLM's total debt?
SLM (SLM) reported total debt of $6.67B in Q1 2026.
How has SLM's total debt changed year-over-year?
SLM's total debt increased by 8.5% year-over-year, from $6.15B to $6.67B.
What is the long-term trend for SLM's total debt?
Over 5 years (2020 to 2025), SLM's total debt has grown at a 4.2% compound annual growth rate (CAGR), from $5.19B to $6.36B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.