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Navient NAVI Total debt

Total debt at other companies

SLM logo
SLMSLM
$6.67B+8.5%
Nelnet logo
NelnetNNI
$7.7B-11.1%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$3.3B-18.2%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$1.69M+41.1%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$3.1M-83.8%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$852K-0.6%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$891.96M-27.9%
Enterprise value$44.46B-6.6%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Calculated from Navient’s reported figures.

Plus components not separately reported this period.

The source filing: Navient’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245

FAQ

What is Navient's total debt?
Navient (NAVI) reported total debt of $44.34B in Q2 2026.
How has Navient's total debt changed year-over-year?
Navient's total debt decreased by 5.9% year-over-year, from $47.1B to $44.34B.
What is the long-term trend for Navient's total debt?
Over 5 years (2020 to 2025), Navient's total debt has grown at a -11.4% compound annual growth rate (CAGR), from $83.95B to $45.71B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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