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Navient NAVI Total debt

Total debt at other companies

SLM logo
SLMSLM
$6.67B+8.5%
Nelnet logo
NelnetNNI
$7.7B-11.1%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$3.96M-37.7%
Enova International logo
Enova InternationalENVA
$4.86B+28.4%
WaFd, Inc. logo
WaFd, Inc.WAFD
$3.06B+10.8%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$792.33M-42.0%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Calculated from Navient’s reported figures.

Plus components not separately reported this period.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's total debt?
Navient (NAVI) reported total debt of $45.11B in Q1 2026.
How has Navient's total debt changed year-over-year?
Navient's total debt decreased by 5.5% year-over-year, from $47.73B to $45.11B.
What is the long-term trend for Navient's total debt?
Over 5 years (2020 to 2025), Navient's total debt has grown at a -11.4% compound annual growth rate (CAGR), from $83.95B to $45.71B.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.