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Navient NAVI Net Income

Net Income at other companies

SLM logo
SLMSLM
$307.95M+1.1%
Nelnet logo
NelnetNNI
$71.13M-13.8%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$156.65M+61.1%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$2.52M+22.7%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$1.47M+96.8%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$15.8M-20.2%

Segments

By segment

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All Other Segments-$26M+25.7%
Federal Education Loans$26M-13.3%
Business Processing$0

Other financials

Income statement

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Revenue$43.0M-46.9%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$891.96M-27.9%
Enterprise value$44.46B-6.6%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total expenses85101177232
Income before income tax expense39187112
Income tax expense144291
Net income$25$14$42$11
Basic earnings per common share$.27$.14$.44$.11
Average common shares outstanding9410094101
Diluted earnings per common share$.26$.13$.44$.11
Average common and common equivalent shares outstanding9510195102

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FAQ

What is Navient's net income?
Navient (NAVI) reported net income of $25M in Q2 2026.
How has Navient's net income changed year-over-year?
Navient's net income increased by 78.6% year-over-year, from $14M to $25M.
What is the long-term trend for Navient's net income?
Over 3 years (2021 to 2025), Navient's net income has grown at a -52.3% compound annual growth rate (CAGR), from $728M to -$79M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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