What is Navient's business processing — net income loss?

Navient (NAVI) reported business processing — net income loss of $0 in Q2 2026.

What is the long-term trend for Navient's business processing — net income loss?

Over 3 years (2021 to 2025), Navient's business processing — net income loss has grown at a -72.8% compound annual growth rate (CAGR), from $99M to $2M.

What does business processing — net income loss mean?

Represents the total profit or loss generated by the Business Processing segment after accounting for all operating expenses, taxes, and non-operating items. This metric serves as the primary indicator of the segment's overall financial health and its contribution to the parent company's bottom line.

Navient (NAVI) Business Processing — Net Income Loss

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Other segment segments

All Other Segments

-$26M+25.7%

Federal Education Loans

$26M-13.3%

Similar metrics at other companies

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$10.05M-21.4%

DJCOTraditional Business — Net Income Loss

-$744K-215%

FHBCommercial Banking Business — Net Income Loss

$31.38M+2.1%

FHBRetail Banking Business — Net Income Loss

$60.08M+4.6%

CODADefense Engineering Services Business — Net Income Loss

$828.56K+73.4%

CODAMarine Technology Business Products — Net Income Loss

$1.26M+22.9%

Other financials

Income statement

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Revenue$43.0M-46.9%

Net income$25.0M+78.6%

EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%

Total debt$44.3B-5.9%

Total equity$3.0B+4.7%

Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%

Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:09 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340245

(Dollars in millions)	Total GAAP	Adjustments / Reclassi-fications	Adjustments / Additions/(Subtractions)	Adjustments / Total Adjustments (1)	Total Core Earnings	Reportable Segments / Consumer Lending	Reportable Segments / Federal Education Loans	Reportable Segments / Business Processing	Reportable Segments / Other
Unallocated shared services expenses	25					—	—	—	25
Operating expenses(2)	82	—	—	—	82	42	15	—	25
Goodwill and acquired intangible asset impairment and amortization	—	—	—	—	—	—	—	—	—
Restructuring/other reorganization expenses	3	—	—	—	3	—	—	—	3
Total expenses	85	—	—	—	85	42	15	—	28
Income (loss) before income tax expense (benefit)	39	—	(3)	(3)	36	35	33	—	(32)
Income tax expense (benefit)(3)	14	—	(5)	(5)	9	8	7	—	(6)
Net income (loss)	$25	—	$2	$2	$27	$27	$26	—	$(26)

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FAQ

What is Navient's business processing — net income loss?: Navient (NAVI) reported business processing — net income loss of $0 in Q2 2026.
What is the long-term trend for Navient's business processing — net income loss?: Over 3 years (2021 to 2025), Navient's business processing — net income loss has grown at a -72.8% compound annual growth rate (CAGR), from $99M to $2M.
What does business processing — net income loss mean?: Represents the total profit or loss generated by the Business Processing segment after accounting for all operating expenses, taxes, and non-operating items. This metric serves as the primary indicator of the segment's overall financial health and its contribution to the parent company's bottom line.