Is Navient profitable?

Navient is not currently profitable: it reported a net loss of $60.0M over the trailing twelve months, a 48.3% net margin.

What is Navient's earnings per share?

Navient's diluted EPS over the trailing twelve months is $-0.63.

Where does Navient's income statement data come from?

Every line is extracted from Navient's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Navient NAVI Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Net interest income	$131M+0.8%	$119M-11.9%	$142M+18.3%	$128M-1.5%	$130M-14.5%
Net interest income after provision for credit losses	$104M+4.0%	$75M-16.7%	-$26M-133%	$91M-21.6%	$100M-28.6%
Total noninterest income	$21M-19.2%	$18M-79.5%	$19M-93.1%	$28M-76.1%	$26M-80.7%
Total noninterest expense	$93M-29.0%	$100M-34.2%	$110M-67.8%	$101M-45.4%	$131M-29.9%
Total operating expenses	$89M-29.9%	$88M-40.1%	$105M-42.9%	$100M-39.8%	$127M-30.6%
Interest expense	$564M-16.1%	$628M-13.5%	$639M-22.8%	$650M-22.9%	$672M-23.2%
Other income (expense), net	$5M+200%	——	$9M—	$35M+600%	-$5M+89.1%
Income before income taxes	$32M+740%	-$7M-127%	-$117M-1,075%	$18M-62.5%	-$5M-106%
Income tax expense	$15M+600%	-$2M-200%	-$31M-321%	$4M-66.7%	-$3M-120%
Net income	$17M+950%	-$5M-121%	-$86M-4,200%	$14M-61.1%	-$2M-103%
Diluted earnings per share	$0.17+950%	-$0.06-126%	-$0.87-4,250%	$0.13-59.4%	-$0.02-103%

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Questions, answered.

Is Navient profitable?: Navient is not currently profitable: it reported a net loss of $60.0M over the trailing twelve months, a 48.3% net margin.
What is Navient's earnings per share?: Navient's diluted EPS over the trailing twelve months is $-0.63.
Where does Navient's income statement data come from?: Every line is extracted from Navient's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.