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Navient NAVI Pre-Tax Income

Pre-Tax Income at other companies

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Segments

By segment

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Federal Education Loans$33M-17.5%
All Other Segments-$32M+30.4%
Business Processing$0

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Goodwill and acquired intangible asset impairment and amortization expense142
Restructuring/other reorganization expenses323
Total expenses85101177232
Income before income tax expense39187112
Income tax expense144291
Net income$25$14$42$11
Basic earnings per common share$.27$.14$.44$.11
Average common shares outstanding9410094101

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FAQ

What is Navient's pre-tax income?
Navient (NAVI) reported pre-tax income of $39M in Q2 2026.
How has Navient's pre-tax income changed year-over-year?
Navient's pre-tax income increased by 116.7% year-over-year, from $18M to $39M.
What is the long-term trend for Navient's pre-tax income?
Over 3 years (2021 to 2025), Navient's pre-tax income has grown at a -51.0% compound annual growth rate (CAGR), from $944M to -$111M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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