What is Navient's pre-tax income?

Navient (NAVI) reported pre-tax income of $32M in Q1 2026.

How has Navient's pre-tax income changed year-over-year?

Navient's pre-tax income increased by 740.0% year-over-year, from -$5M to $32M.

What is the long-term trend for Navient's pre-tax income?

Over 3 years (2021 to 2025), Navient's pre-tax income has grown at a -51.0% compound annual growth rate (CAGR), from $944M to -$111M.

What does pre-tax income mean?

Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

Navient NAVI Pre-Tax Income

Pre-Tax Income at other companies

SLMSLM

$400.35M-0.7%

NelnetNNI

$75.66M-28.7%

SoFi Technologies, Inc.SOFI

$199.55M+150%

Enova InternationalENVA

$112.87M+24.0%

WaFd, Inc.WAFD

$83.81M+16.4%

Independent Bank CorporationIBCP

$20.23M+5.8%

Segments

By segment

See full

Consumer Lending$59M—

All Other Segments-$49M+16.9%

Federal Education Loans$29M-9.4%

Business Processing$0-100%

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

See full

Operating cash flow-$47.0M-166%

Valuation

See full

Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's pre-tax income?: Navient (NAVI) reported pre-tax income of $32M in Q1 2026.
How has Navient's pre-tax income changed year-over-year?: Navient's pre-tax income increased by 740.0% year-over-year, from -$5M to $32M.
What is the long-term trend for Navient's pre-tax income?: Over 3 years (2021 to 2025), Navient's pre-tax income has grown at a -51.0% compound annual growth rate (CAGR), from $944M to -$111M.
What does pre-tax income mean?: Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.