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Navient NAVI Net margin

Net margin at other companies

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17.3%+0.9pp
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19.9%+3.4pp
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25.1%+8.3pp
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29.7%-0.5pp
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32.8%+1.6pp

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$891.96M-27.9%
Enterprise value$44.46B-6.6%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Calculated from Navient’s reported figures.

net income/total revenue=48.3%

Based on trailing twelve months.

The source filing: Navient’s 10-K, filed February 26, 2026. Open the filing →

Filed
Feb 25, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001193125-26-076753

FAQ

What is Navient's net margin?
Navient (NAVI) reported net margin of 48.3% in Q4 2024.
What is the long-term trend for Navient's net margin?
Over 3 years (2020 to 2024), Navient's net margin has grown at a -23.0% compound annual growth rate (CAGR), from 105.9% to 48.3%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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