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Navient NAVI Net Interest Income

Net Interest Income at other companies

SLM logo
SLMSLM
$375.41M+0.1%
Nelnet logo
NelnetNNI
$101.64M+22.9%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$692.99M+39.0%
WaFd, Inc. logo
WaFd, Inc.WAFD
$177.57M+10.4%
EFC
Ellington Financial Inc.EFC
$61.25M+41.6%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$46.86M+7.3%

Segments

By segment

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Consumer Lending$113M—
Federal Education Loans$46M-6.1%
All Other Segments-$20M-11.1%
Business Processing$0—

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's net interest income?
Navient (NAVI) reported net interest income of $131M in Q1 2026.
How has Navient's net interest income changed year-over-year?
Navient's net interest income increased by 0.8% year-over-year, from $130M to $131M.
What is the long-term trend for Navient's net interest income?
Over 4 years (2021 to 2025), Navient's net interest income has grown at a -21.0% compound annual growth rate (CAGR), from $1.33B to $519M.
What does net interest income mean?
The difference between interest income earned on assets, such as loans and investments, and interest expense paid on liabilities, such as deposits and debt. It serves as the primary measure of core profitability for financial institutions and lending businesses.