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WaFd, Inc. WAFD Net Interest Income

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Other financials

Income statement

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Revenue$197.4M+9.8%
Net income$65.5M+16.5%
EPS (diluted)$0.82+26.2%

Balance sheet

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Cash & equivalents$669.8M-45.6%
Total debt$3.1B+10.8%
Total equity$3.0B-1.7%
Total assets$27.6B-0.3%

Cash flow

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Operating cash flow$79.4M+10.0%
CapEx$11.4M+105%
Free cash flow$68.0M+2.1%

Valuation

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Market cap$2.75B+2.2%
Enterprise value$5.15B+23.6%
P/E10.9×-0.8×
P/S3.6×-0.1×

Profitability

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Net margin33.1%+1.8pp
FCF margin28.4%-6.7pp

Returns & leverage

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Return on equity8.4%+0.7pp
Debt / equity+0.1×

Where this comes from

Reported directly by WaFd, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: WaFd, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is WaFd, Inc.'s net interest income?
WaFd, Inc. (WAFD) reported net interest income of $177.57M in Q1 2026.
How has WaFd, Inc.'s net interest income changed year-over-year?
WaFd, Inc.'s net interest income increased by 10.4% year-over-year, from $160.91M to $177.57M.
What is the long-term trend for WaFd, Inc.'s net interest income?
Over 4 years (2021 to 2025), WaFd, Inc.'s net interest income has grown at a 6.7% compound annual growth rate (CAGR), from $505.11M to $654.24M.
What does net interest income mean?
This is the difference between the interest income earned on loans and securities and the interest expense paid on deposits and borrowings. It represents the core profitability of the bank's primary lending and deposit-taking activities. As the banking equivalent of gross profit, it is a key indicator of the bank's ability to generate earnings from its balance sheet.