Navient NAVI Federal Education Loans — Interest Income Expense Net

Other segment segments

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Questions, answered.

What is Navient's federal education loans — interest income expense net?

Navient (NAVI) reported federal education loans — interest income expense net of $46M in Q1 2026.

How has Navient's federal education loans — interest income expense net changed year-over-year?

Navient's federal education loans — interest income expense net decreased by 6.1% year-over-year, from $49M to $46M.

What is the long-term trend for Navient's federal education loans — interest income expense net?

Over 4 years (2021 to 2025), Navient's federal education loans — interest income expense net has grown at a -22.0% compound annual growth rate (CAGR), from $576M to $213M.

What does federal education loans — interest income expense net mean?

The difference between total interest income and total interest expense for the segment, representing the net interest spread. This is a fundamental measure of the segment's core profitability and its ability to manage the cost of funds relative to asset yields. A stable or expanding net interest income is a key indicator of sustainable segment performance.