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SLM SLM Net Interest Income

Net Interest Income at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$3.96B+14.0%
Citizens Financial Group logo
Citizens Financial GroupCFG
$1.56B+12.3%
Nelnet logo
NelnetNNI
$101.64M+22.9%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$692.99M+39.0%
Simmons First National logo
Simmons First NationalSFNC
$197.17M+20.6%
HOM
Home BancSharesHOMB
$223.9M+4.3%

Other financials

Income statement

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Net income$308.0M+1.1%
EPS (diluted)$1.54+10.0%

Balance sheet

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Cash & equivalents$5.4B+39.1%
Total debt$6.7B+8.5%
Total equity$2.4B+1.5%
Total assets$29.4B+1.8%

Cash flow

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Operating cash flow-$76.0M+48.0%

Valuation

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Market cap$4.34B-31.4%
Enterprise value$5.63B-34.6%
P/E5.8×-4.3×

Returns & leverage

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Return on equity30.9%+3.3pp
Debt / equity2.7×+0.2×

Where this comes from

Reported directly by SLM in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: SLM’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SLM's net interest income?
SLM (SLM) reported net interest income of $375.41M in Q1 2026.
How has SLM's net interest income changed year-over-year?
SLM's net interest income increased by 0.1% year-over-year, from $374.97M to $375.41M.
What is the long-term trend for SLM's net interest income?
Over 4 years (2021 to 2025), SLM's net interest income has grown at a 1.9% compound annual growth rate (CAGR), from $1.39B to $1.5B.
What does net interest income mean?
This is the difference between the interest earned on loans and investments and the interest paid on funding sources like deposits and debt. It represents the core profitability of the company's lending operations before accounting for credit losses or operating expenses. A stable or growing net interest income is essential for long-term financial sustainability.