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Navient NAVI Total Operating Expenses

Total Operating Expenses at other companies

Nelnet logo
NelnetNNI
$233.99M+7.3%
MidCap Financial Investment Corporation logo
MidCap Financial Investment CorporationMFIC
$37.62M-16.8%
Enova International logo
Enova InternationalENVA
$330.92M+28.6%
EFC
Ellington Financial Inc.EFC
$76.02M+33.2%

Segments

By segment

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All Other Segments$25M-46.8%
Federal Education Loans$15M-11.8%
Business Processing$0

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Expenses:
Salaries and benefits27355984
Other operating expenses5565112143
Total operating expenses82100171227
Goodwill and acquired intangible asset impairment and amortization expense142
Restructuring/other reorganization expenses323
Total expenses85101177232
Income before income tax expense39187112

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FAQ

What is Navient's total operating expenses?
Navient (NAVI) reported total operating expenses of $82M in Q2 2026.
How has Navient's total operating expenses changed year-over-year?
Navient's total operating expenses decreased by 18.0% year-over-year, from $100M to $82M.
What is the long-term trend for Navient's total operating expenses?
Over 4 years (2021 to 2025), Navient's total operating expenses has grown at a -23.2% compound annual growth rate (CAGR), from $1.21B to $420M.
What does total operating expenses mean?
The sum of all operating costs including COGS, SG&A, R&D, D&A, and other operating charges. Revenue minus total operating expenses equals operating income.

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