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Navient NAVI Total Operating Expenses

Total Operating Expenses at other companies

Nelnet logo
NelnetNNI
$233.99M+7.3%
Enova International logo
Enova InternationalENVA
$321.85M+26.6%
EFC
Ellington Financial Inc.EFC
$80.37M+54.6%
MidCap Financial Investment Corporation logo
MidCap Financial Investment CorporationMFIC
$37.62M-16.8%
Claros Mortgage Trust logo
Claros Mortgage TrustCMTG
$46.51M+23.5%

Segments

By segment

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Consumer Lending$35M
All Other Segments$34M-35.8%
Federal Education Loans$16M-15.8%
Business Processing$0-100%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's total operating expenses?
Navient (NAVI) reported total operating expenses of $89M in Q1 2026.
How has Navient's total operating expenses changed year-over-year?
Navient's total operating expenses decreased by 29.9% year-over-year, from $127M to $89M.
What is the long-term trend for Navient's total operating expenses?
Over 4 years (2021 to 2025), Navient's total operating expenses has grown at a -23.2% compound annual growth rate (CAGR), from $1.21B to $420M.
What does total operating expenses mean?
The sum of all operating costs including COGS, SG&A, R&D, D&A, and other operating charges. Revenue minus total operating expenses equals operating income.