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Navient NAVI Federal Education Loans — Operating Expenses

Other segment segments

Consumer Lending
$35M
All Other Segments
$34M-35.8%
Business Processing
$0-100%

Similar metrics at other companies

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LADRLoans — Operating Expenses
$584K-26.1%
PRD
PRDOAdministrative — Operating Expenses
$22.83M+7.3%
PRD
PRDOAcademics And Student Related — Operating Expenses
$15.17M-1.6%
PRD
PRDOAll Other Expenses — Operating Expenses
$4.2M-9.8%
Ares Management Corporation logo
ARESOther — Operating Expenses
$838.5K+235%
Granite Point Mortgage Trust logo
GPMTTotal Operating Expenses
$13.86M-3.1%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$792.33M-42.0%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's federal education loans — operating expenses?
Navient (NAVI) reported federal education loans — operating expenses of $16M in Q1 2026.
How has Navient's federal education loans — operating expenses changed year-over-year?
Navient's federal education loans — operating expenses decreased by 15.8% year-over-year, from $19M to $16M.
What is the long-term trend for Navient's federal education loans — operating expenses?
Over 4 years (2021 to 2025), Navient's federal education loans — operating expenses has grown at a -25.8% compound annual growth rate (CAGR), from $224M to $68M.
What does federal education loans — operating expenses mean?
This is the aggregate of all costs incurred to run the federal education loan segment, including direct operating costs and allocated overhead. It serves as the primary metric for evaluating the segment's cost management performance. Investors use this to determine the operating margin of the business unit.