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Navient NAVI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$386.88M+10.0%
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$49.26M-0.9%
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$173.57M+9.7%
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$46.49M+8.2%
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$61.21M+36.4%
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Segments

By segment

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Consumer Lending$91M
Federal Education Loans$37M-9.8%
All Other Segments-$20M-11.1%
Business Processing$0

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's net interest income (after provisions)?
Navient (NAVI) reported net interest income (after provisions) of $104M in Q1 2026.
How has Navient's net interest income (after provisions) changed year-over-year?
Navient's net interest income (after provisions) increased by 4.0% year-over-year, from $100M to $104M.
What is the long-term trend for Navient's net interest income (after provisions)?
Over 4 years (2021 to 2025), Navient's net interest income (after provisions) has grown at a -35.6% compound annual growth rate (CAGR), from $1.39B to $240M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for credit losses, which accounts for expected defaults in the loan portfolio. This metric provides a more accurate view of the net revenue available after accounting for the inherent credit risk of the lending business.