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SLM SLM Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by SLM in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: SLM’s 10-Q, filed April 23, 2026.
- Filed
- Apr 23, 2026, 4:33 PM EDT
- Fiscal quarter
- Q4 FY2026
- Calendar quarter
- Q4 2026
- Accession
- 0001032033-26-000025
| CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) | Three Months Ended March 31, 2026 | Three Months Ended March 31, 2025 |
|---|---|---|
| Total interest expense | 273,898 | 281,120 |
| Net interest income | 375,411 | 374,970 |
| Less: provisions for credit losses | (11,466) | 23,286 |
| Net interest income after provisions for credit losses | 386,877 | 351,684 |
| Non-interest income: | ||
| Gains on sales of loans, net | 146,313 | 187,735 |
| Losses on securities, net | (2,398) | (10,378) |
| Other income | 40,662 | 28,687 |
Item 1. Financial Statements
FAQ
- What is SLM's net interest income (after provisions)?
- SLM (SLM) reported net interest income (after provisions) of $386.88M in Q1 2026.
- How has SLM's net interest income (after provisions) changed year-over-year?
- SLM's net interest income (after provisions) increased by 10.0% year-over-year, from $351.68M to $386.88M.
- What is the long-term trend for SLM's net interest income (after provisions)?
- Over 4 years (2021 to 2025), SLM's net interest income (after provisions) has grown at a -4.9% compound annual growth rate (CAGR), from $1.43B to $1.17B.
- What does net interest income (after provisions) mean?
- This metric adjusts net interest income by subtracting the provision for credit losses, providing a clearer view of the net revenue generated after accounting for expected loan defaults. It serves as a key performance indicator for the underlying profitability of the lending business after risk-adjusting for credit exposure. Investors use this to evaluate the true earnings power of the core loan portfolio.
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