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SLM SLM Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Citizens Financial Group logo
Citizens Financial GroupCFG
$1.42B+14.9%
Simmons First National logo
Simmons First NationalSFNC
$182.55M+33.6%
HOM
Home BancSharesHOMB
$223.4M+4.1%
Community Financial System logo
Community Financial SystemCBU
$129.08M+13.7%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
Nelnet logo
NelnetNNI
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Other financials

Income statement

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Net income$308.0M+1.1%
EPS (diluted)$1.54+10.0%

Balance sheet

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Cash & equivalents$5.4B+39.1%
Total debt$6.7B+8.5%
Total equity$2.4B+1.5%
Total assets$29.4B+1.8%

Cash flow

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Operating cash flow-$76.0M+48.0%

Valuation

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Market cap$4.34B-31.4%
Enterprise value$5.63B-34.6%
P/E5.8×-4.3×

Returns & leverage

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Return on equity30.9%+3.3pp
Debt / equity2.7×+0.2×

Where this comes from

Reported directly by SLM in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: SLM’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SLM's net interest income (after provisions)?
SLM (SLM) reported net interest income (after provisions) of $386.88M in Q1 2026.
How has SLM's net interest income (after provisions) changed year-over-year?
SLM's net interest income (after provisions) increased by 10.0% year-over-year, from $351.68M to $386.88M.
What is the long-term trend for SLM's net interest income (after provisions)?
Over 4 years (2021 to 2025), SLM's net interest income (after provisions) has grown at a -4.9% compound annual growth rate (CAGR), from $1.43B to $1.17B.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, providing a clearer view of the net revenue generated after accounting for expected loan defaults. It serves as a key performance indicator for the underlying profitability of the lending business after risk-adjusting for credit exposure. Investors use this to evaluate the true earnings power of the core loan portfolio.