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Eastern Bankshares, Inc. EBC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Citizens Financial GroupCFG
$1.42B+14.9%
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$132.5M+15.0%
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$309.64M+85.9%
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$274.74M+19.0%
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$341M+11.4%
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Regions FinancialRF
$1.16B+8.1%

Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%
Enterprise value$4.91B+59.5%
P/E11.9×
P/S4.2×-2.1×

Profitability

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Net margin35.1%+24.6pp
FCF margin33.5%-20.7pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s net interest income (after provisions)?
Eastern Bankshares, Inc. (EBC) reported net interest income (after provisions) of $238.9M in Q1 2026.
How has Eastern Bankshares, Inc.'s net interest income (after provisions) changed year-over-year?
Eastern Bankshares, Inc.'s net interest income (after provisions) increased by 31.0% year-over-year, from $182.3M to $238.9M.
What is the long-term trend for Eastern Bankshares, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s net interest income (after provisions) has grown at a 16.2% compound annual growth rate (CAGR), from $439.51M to $802.39M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent risk in its loan portfolio. This is a vital indicator of the bank's underlying credit quality and earnings sustainability.