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Home BancShares HOMB Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by Home BancShares in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: Home BancShares’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 12:12 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001331520-26-000112
| (In thousands, except per share data) | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Provision for credit losses on loans | 5,200 | 3,000 | 6,700 | 3,000 |
| Recovery of credit losses on unfunded commitments | — | — | (1,000) | — |
| Total credit loss expense | 5,200 | 3,000 | 5,700 | 3,000 |
| Net interest income after credit loss expense | 236,443 | 216,952 | 459,847 | 431,608 |
| Non-interest income: | ||||
| Service charges on deposit accounts | 10,030 | 9,552 | 20,037 | 19,202 |
| Other service charges and fees | 12,973 | 12,643 | 22,783 | 23,332 |
| Trust fees | 6,109 | 5,234 | 11,591 | 9,994 |
Item 1: Financial Statements
FAQ
- What is Home BancShares's net interest income (after provisions)?
- Home BancShares (HOMB) reported net interest income (after provisions) of $236.44M in Q2 2026.
- How has Home BancShares's net interest income (after provisions) changed year-over-year?
- Home BancShares's net interest income (after provisions) increased by 9.0% year-over-year, from $216.95M to $236.44M.
- What is the long-term trend for Home BancShares's net interest income (after provisions)?
- Over 4 years (2021 to 2025), Home BancShares's net interest income (after provisions) has grown at a 10.8% compound annual growth rate (CAGR), from $577.72M to $871.46M.
- What does net interest income (after provisions) mean?
- This metric is calculated by subtracting the provision for credit losses from net interest income, providing a clearer view of the bank's earnings after accounting for expected loan losses. It serves as a more accurate measure of the bank's underlying profitability by incorporating the cost of credit risk. Investors use this to evaluate the quality of earnings relative to the bank's risk appetite.
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