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United Bankshares UBSI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
BankUnited logo
BankUnitedBKU
$224.4M+2.9%
First Financial Bankshares logo
First Financial BanksharesFFIN
$132.5M+15.0%
Old National Bancorp logo
Old National BancorpONB
$537.63M+50.9%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$309.64M+85.9%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$341M+11.4%

Other financials

Income statement

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Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%

Profitability

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Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

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Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's net interest income (after provisions)?
United Bankshares (UBSI) reported net interest income (after provisions) of $274.74M in Q1 2026.
How has United Bankshares's net interest income (after provisions) changed year-over-year?
United Bankshares's net interest income (after provisions) increased by 19.0% year-over-year, from $230.95M to $274.74M.
What is the long-term trend for United Bankshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), United Bankshares's net interest income (after provisions) has grown at a 8.1% compound annual growth rate (CAGR), from $766.7M to $1.05B.
What does net interest income (after provisions) mean?
This represents the net interest income remaining after accounting for the provision for loan and lease losses. It provides a more accurate view of the bank's core earnings power by factoring in the expected credit risk of the loan portfolio. A stable or growing figure indicates a healthy balance between interest revenue and credit quality management.