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United Bankshares UBSI Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by United Bankshares in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: United Bankshares’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 11:11 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001193125-26-339565
| (Dollars in thousands, except per share data) | Three Months Ended June 30 / 2026 | Three Months Ended June 30 / 2025 | Six Months Ended June 30 / 2026 | Six Months Ended June 30 / 2025 |
|---|---|---|---|---|
| Total interest expense | 132,885 | 146,659 | 266,299 | 290,251 |
| Net interest income | 285,312 | 274,537 | 567,827 | 534,592 |
| Provision for credit losses | 4,961 | 5,889 | 12,737 | 34,992 |
| Net interest income after provision for credit losses | 280,351 | 268,648 | 555,090 | 499,600 |
| Other income | ||||
| Fees from trust services | 5,190 | 4,931 | 10,047 | 9,713 |
| Fees from brokerage services | 6,764 | 4,862 | 14,167 | 10,507 |
| Fees from deposit services | 10,069 | 9,664 | 19,646 | 18,971 |
Item 1. FINANCIAL STATEMENTS (UNAUDITED)
FAQ
- What is United Bankshares's net interest income (after provisions)?
- United Bankshares (UBSI) reported net interest income (after provisions) of $280.35M in Q2 2026.
- How has United Bankshares's net interest income (after provisions) changed year-over-year?
- United Bankshares's net interest income (after provisions) increased by 4.4% year-over-year, from $268.65M to $280.35M.
- What is the long-term trend for United Bankshares's net interest income (after provisions)?
- Over 4 years (2021 to 2025), United Bankshares's net interest income (after provisions) has grown at a 8.1% compound annual growth rate (CAGR), from $766.7M to $1.05B.
- What does net interest income (after provisions) mean?
- This represents the net interest income remaining after accounting for the provision for loan and lease losses. It provides a more accurate view of the bank's core earnings power by factoring in the expected credit risk of the loan portfolio. A stable or growing figure indicates a healthy balance between interest revenue and credit quality management.
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