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First United FUNC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.61B+3.0%
Fulton Financial logo
Fulton FinancialFULT
$247.58M+4.3%
UBS
United BanksharesUBSI
$274.74M+19.0%
First Bancorp logo
First BancorpFBNC
$104.03M+13.4%
First Community Corporation logo
First Community CorporationFCCO
$18.18M+30.3%
JPMorgan Chase logo
JPMorgan ChaseJPM
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Segments

By segment

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Community Banking$17.2M+11.9%

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's net interest income (after provisions)?
First United (FUNC) reported net interest income (after provisions) of $17.2M in Q1 2026.
How has First United's net interest income (after provisions) changed year-over-year?
First United's net interest income (after provisions) increased by 11.9% year-over-year, from $15.36M to $17.2M.
What is the long-term trend for First United's net interest income (after provisions)?
Over 4 years (2021 to 2025), First United's net interest income (after provisions) has grown at a 5.2% compound annual growth rate (CAGR), from $53.36M to $65.37M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for loan and lease losses, which represents the expense set aside to cover potential credit defaults. It provides a more accurate view of the bank's net earnings after accounting for expected credit risk.