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First Bancorp FBNC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

First Commonwealth Financial logo
First Commonwealth FinancialFCF
$98.24M+9.4%
First Financial Bancorp logo
First Financial BancorpFFBC
$181.07M+28.8%
Old National Bancorp logo
Old National BancorpONB
$537.63M+50.9%
WaFd, Inc. logo
WaFd, Inc.WAFD
$173.57M+9.7%
Simmons First National logo
Simmons First NationalSFNC
$182.55M+33.6%
1st Source Corporation logo
1st Source CorporationSRCE
$82.87M+6.7%

Other financials

Income statement

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Revenue$122.3M+15.6%
Net income$46.7M+28.2%
EPS (diluted)$1.13+28.4%

Balance sheet

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Cash & equivalents$598.0M-22.6%
Total debt$89.2M-16.1%
Total equity$1.7B+11.6%
Total assets$12.9B+4.1%

Cash flow

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Operating cash flow$61.2M+16.4%
CapEx$1.9M+673%
Free cash flow$59.3M+13.3%

Valuation

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Market cap$2.57B+40.7%
Enterprise value$2.06B+83.8%
P/E21.2×+0.3×
P/S6.3×+1.3×

Profitability

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Net margin29.8%+5.8pp
FCF margin50.6%-17.1pp

Returns & leverage

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Return on equity7.6%+1.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's net interest income (after provisions)?
First Bancorp (FBNC) reported net interest income (after provisions) of $104.03M in Q1 2026.
How has First Bancorp's net interest income (after provisions) changed year-over-year?
First Bancorp's net interest income (after provisions) increased by 13.4% year-over-year, from $91.73M to $104.03M.
What is the long-term trend for First Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Bancorp's net interest income (after provisions) has grown at a 13.7% compound annual growth rate (CAGR), from $231.36M to $386.71M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover expected future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio.