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First Bancorp FBNC Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by First Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: First Bancorp’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 4:41 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000811589-26-000153
| ($ in thousands, except per share data - unaudited) | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total interest expense | 37,049 | 40,065 | 72,323 | 79,842 |
| Net interest income | 111,266 | 96,666 | 218,382 | 189,513 |
| Provision for credit losses | 1,169 | 2,212 | 4,252 | 3,328 |
| Net interest income after provision for credit losses | 110,097 | 94,454 | 214,130 | 186,185 |
| Noninterest Income | ||||
| Service charges on deposit accounts | 4,205 | 3,976 | 8,159 | 7,743 |
| Other service charges and fees | 5,986 | 6,605 | 11,928 | 12,524 |
| Presold mortgage loan fees and gains on sale | 660 | 315 | 1,329 | 765 |
Item 1. - Financial Statements (unaudited)
FAQ
- What is First Bancorp's net interest income (after provisions)?
- First Bancorp (FBNC) reported net interest income (after provisions) of $110.1M in Q2 2026.
- How has First Bancorp's net interest income (after provisions) changed year-over-year?
- First Bancorp's net interest income (after provisions) increased by 16.6% year-over-year, from $94.45M to $110.1M.
- What is the long-term trend for First Bancorp's net interest income (after provisions)?
- Over 4 years (2021 to 2025), First Bancorp's net interest income (after provisions) has grown at a 13.7% compound annual growth rate (CAGR), from $231.36M to $386.7M.
- What does net interest income (after provisions) mean?
- This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover expected future loan defaults. It provides a more accurate view of the bank's net revenue after accounting for the inherent credit risk in its loan portfolio.
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