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Independent Bank Corporation IBCP Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Financial Institutions logo
Financial InstitutionsFISI
$49.75M+13.2%
Huntington Bancshares logo
Huntington BancsharesHBAN
$1.73B+32.2%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$49.26M-0.9%
Independent Bank Corp logo
Independent Bank CorpINDB
$206.96M+58.6%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$41.08M+6.6%
Equity Bancshares logo
Equity BancsharesEQBK
$67.71M+42.3%

Segments

By segment

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Independent Bank$47.09M+7.3%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.37M+16.4%
Enterprise value$565.68M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's net interest income (after provisions)?
Independent Bank Corporation (IBCP) reported net interest income (after provisions) of $46.49M in Q1 2026.
How has Independent Bank Corporation's net interest income (after provisions) changed year-over-year?
Independent Bank Corporation's net interest income (after provisions) increased by 8.2% year-over-year, from $42.96M to $46.49M.
What is the long-term trend for Independent Bank Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), Independent Bank Corporation's net interest income (after provisions) has grown at a 7.2% compound annual growth rate (CAGR), from $131.69M to $173.88M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the bank's estimate of potential future loan defaults. It provides a more accurate view of the bank's bottom-line interest-based earnings after accounting for inherent credit risk.