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First Community Corporation FCCO Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$25.1M+28.7%
Net income$7.6M+46.5%
EPS (diluted)$0.80+19.4%

Balance sheet

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Cash & equivalents$161.1M+7.5%
Total debt$2.6M-0.5%
Total equity$228.0M+46.6%
Total assets$2.4B+15.9%

Cash flow

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Operating cash flow-$2.4M-137%
CapEx$96.0K-52.0%
Free cash flow-$2.5M-140%

Valuation

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Market cap$321.56M+66.2%
P/E13.9×+2.7×
P/S3.6×+0.9×

Profitability

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Net margin25.9%+2.0pp
FCF margin11.1%

Returns & leverage

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Return on equity12.1%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: First Community Corporation’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 4:06 PM EDT
Accession
0001552781-26-000389

FAQ

What is First Community Corporation's net interest income (after provisions)?
First Community Corporation (FCCO) reported net interest income (after provisions) of $19.38M in Q2 2026.
How has First Community Corporation's net interest income (after provisions) changed year-over-year?
First Community Corporation's net interest income (after provisions) increased by 24.5% year-over-year, from $15.56M to $19.38M.
What is the long-term trend for First Community Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Community Corporation's net interest income (after provisions) has grown at a 8.0% compound annual growth rate (CAGR), from $44.94M to $61.25M.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for credit losses from net interest income, providing a clearer view of the bank's profitability after accounting for expected credit risks. It represents the net revenue available to cover non-interest expenses and generate shareholder returns. It is a critical indicator of the bank's ability to maintain earnings stability through different economic cycles.

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