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First Community Corporation FCCO Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

SouthState logo
SouthStateSSB
$550.8M+24.1%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
CTB
Community Trust BancorpCTBI
$56.47M+18.4%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$98.24M+9.4%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$32.56M+6.4%

Other financials

Income statement

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Revenue$23.2M+26.1%
Net income$5.5M+37.6%
EPS (diluted)$0.59+15.7%

Balance sheet

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Cash & equivalents$161.1M+7.5%
Total debt$2.6M-0.5%
Total equity$220.8M+47.3%
Total assets$2.4B+17.3%

Cash flow

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Operating cash flow-$2.4M-137%
CapEx$96.0K-52.0%
Free cash flow-$2.5M-140%

Valuation

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Market cap$302.99M+74.5%
P/E14.6×+3.3×
P/S3.6×+1.1×

Profitability

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Net margin24.7%+2.5pp
FCF margin11.1%

Returns & leverage

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Return on equity11.2%+0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Community Corporation’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Community Corporation's net interest income (after provisions)?
First Community Corporation (FCCO) reported net interest income (after provisions) of $18.18M in Q1 2026.
How has First Community Corporation's net interest income (after provisions) changed year-over-year?
First Community Corporation's net interest income (after provisions) increased by 30.3% year-over-year, from $13.95M to $18.18M.
What is the long-term trend for First Community Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Community Corporation's net interest income (after provisions) has grown at a 8.0% compound annual growth rate (CAGR), from $44.94M to $61.25M.
What does net interest income (after provisions) mean?
This metric is calculated by subtracting the provision for credit losses from net interest income, providing a clearer view of the bank's profitability after accounting for expected credit risks. It represents the net revenue available to cover non-interest expenses and generate shareholder returns. It is a critical indicator of the bank's ability to maintain earnings stability through different economic cycles.