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First Business Financial Services FBIZ Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Southern First Bancshares logo
Southern First BancsharesSFST
$28.96M+28.0%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$27.92M+29.2%
First Financial Corporation logo
First Financial CorporationTHFF
$54.38M+8.7%
Business First Bancshares logo
Business First BancsharesBFST
$72.92M+15.4%
Bank First Corporation logo
Bank First CorporationBFC
$53.22M+47.3%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$44.3M+8.5%
Net income$12.2M+9.2%
EPS (diluted)$1.44+9.1%

Balance sheet

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Cash & equivalents$137.1M-19.6%
Total debt$7.0M-7.5%
Total equity$380.1M+13.1%
Total assets$4.3B+9.5%

Cash flow

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Operating cash flow$3.1M-73.0%
CapEx$135.0K+68.8%
Free cash flow$2.9M-74.0%

Valuation

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Market cap$526.15M+34.1%
Enterprise value$396.05M+72.8%
P/E10.3×+1.8×
P/S3.1×+0.6×

Profitability

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Net margin29.8%+0.4pp
FCF margin30.7%-7.4pp

Returns & leverage

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Return on equity14.3%-0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Business Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Business Financial Services’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Business Financial Services's net interest income (after provisions)?
First Business Financial Services (FBIZ) reported net interest income (after provisions) of $32.56M in Q1 2026.
How has First Business Financial Services's net interest income (after provisions) changed year-over-year?
First Business Financial Services's net interest income (after provisions) increased by 6.4% year-over-year, from $30.6M to $32.56M.
What is the long-term trend for First Business Financial Services's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Business Financial Services's net interest income (after provisions) has grown at a 9.1% compound annual growth rate (CAGR), from $90.47M to $128.04M.
What does net interest income (after provisions) mean?
This metric represents net interest income adjusted for the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's core profitability by accounting for the expected credit risk inherent in the loan portfolio. A stable or growing figure suggests effective credit risk management alongside healthy interest margins.