Skip to content

Southern First Bancshares SFST Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

SouthState logo
SouthStateSSB
$550.8M+24.1%
Southside Bancshares logo
Southside BancsharesSBSI
$56.28M+6.0%
Shore Bancshares logo
Shore BancsharesSHBI
$52.47M+16.9%
Eagle Bancorp logo
Eagle BancorpEGBN
$52.09M+31.2%
Bank First Corporation logo
Bank First CorporationBFC
$53.22M+47.3%
Customers Bancorp logo
Customers BancorpCUBI
$167.98M+20.7%

Other financials

Income statement

See full
Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

See full
Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

See full
Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

See full
Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

See full
Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

See full
Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Southern First Bancshares's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Southern First Bancshares's net interest income (after provisions)?
Southern First Bancshares (SFST) reported net interest income (after provisions) of $28.96M in Q1 2026.
How has Southern First Bancshares's net interest income (after provisions) changed year-over-year?
Southern First Bancshares's net interest income (after provisions) increased by 28.0% year-over-year, from $22.63M to $28.96M.
What is the long-term trend for Southern First Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Southern First Bancshares's net interest income (after provisions) has grown at a 0.5% compound annual growth rate (CAGR), from $100.13M to $102M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, which represents the bank's estimate of potential credit defaults. This metric provides a more accurate view of the bank's net earnings power after accounting for the inherent credit risk in its loan portfolio.