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SouthState SSB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

First Community Corporation logo
First Community CorporationFCCO
$19.38M+24.5%
Southern First Bancshares logo
Southern First BancsharesSFST
$31.35M+27.4%
Regions Financial logo
Regions FinancialRF
$1.21B+6.7%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
Southside Bancshares logo
Southside BancsharesSBSI
$57.25M+6.7%
Community Financial System logo
Community Financial SystemCBU
$134.54M+11.5%

Segments

By segment

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General Banking Unit$550.8M+24.1%

Other financials

Income statement

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Revenue$672.7M+1.2%
Net income$230.0M+6.9%
EPS (diluted)$2.35+11.4%

Balance sheet

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Cash & equivalents$2.4B-32.2%
Total debt$520.5M+6.6%
Total equity$9.1B+3.8%
Total assets$68.9B+4.6%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$10.59B+12.4%
P/E11.1×-4.8×
P/S3.9×-0.4×

Profitability

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Net margin34.9%+7.7pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: SouthState’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:25 PM EDT
Accession
0001104659-26-086278

FAQ

What is SouthState's net interest income (after provisions)?
SouthState (SSB) reported net interest income (after provisions) of $560.03M in Q2 2026.
How has SouthState's net interest income (after provisions) changed year-over-year?
SouthState's net interest income (after provisions) decreased by 1.8% year-over-year, from $570.44M to $560.03M.
What is the long-term trend for SouthState's net interest income (after provisions)?
Over 4 years (2021 to 2025), SouthState's net interest income (after provisions) has grown at a 16.2% compound annual growth rate (CAGR), from $1.2B to $2.18B.
What does net interest income (after provisions) mean?
This metric represents the core profitability of a bank's lending activities after accounting for expected credit losses. It is calculated by subtracting the provision for loan and lease losses from the net interest income, reflecting the net revenue generated from interest-earning assets after adjusting for credit risk.

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