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Community Financial System CBU Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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M&T BankMTB
$1.61B+3.0%
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Independent Bank CorpINDB
$206.96M+58.6%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
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F.N.B. CorporationFNB
$341M+11.4%
Regions Financial logo
Regions FinancialRF
$1.16B+8.1%
FIB
First Interstate BancSystem, Inc.FIBK
$194M+4.9%

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.28B+2.6%
Enterprise value$3.14B-4.1%
P/E15×-1.7×
P/S3.9×-0.3×

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's net interest income (after provisions)?
Community Financial System (CBU) reported net interest income (after provisions) of $129.08M in Q1 2026.
How has Community Financial System's net interest income (after provisions) changed year-over-year?
Community Financial System's net interest income (after provisions) increased by 13.7% year-over-year, from $113.52M to $129.08M.
What is the long-term trend for Community Financial System's net interest income (after provisions)?
Over 4 years (2021 to 2025), Community Financial System's net interest income (after provisions) has grown at a 6.1% compound annual growth rate (CAGR), from $383.25M to $485.2M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, which represents the estimated credit risk inherent in the loan portfolio. This metric provides a more accurate view of the net revenue available after accounting for expected credit deterioration.