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Pioneer Bancorp, Inc. PBFS Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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KeyCorpKEY
$1.12B+14.1%
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Trustco Bank CorpTRST
$43.76M+9.2%
Community Financial System logo
Community Financial SystemCBU
$129.08M+13.7%
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Colony BankcorpCBAN
$27.45M+41.1%
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First BancorpFNLC
$20.07M+15.3%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s net interest income (after provisions)?
Pioneer Bancorp, Inc. (PBFS) reported net interest income (after provisions) of $19.97M in Q1 2026.
How has Pioneer Bancorp, Inc.'s net interest income (after provisions) changed year-over-year?
Pioneer Bancorp, Inc.'s net interest income (after provisions) increased by 9.2% year-over-year, from $18.28M to $19.97M.
What is the long-term trend for Pioneer Bancorp, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Pioneer Bancorp, Inc.'s net interest income (after provisions) has grown at a 18.9% compound annual growth rate (CAGR), from $37.77M to $75.45M.
What does net interest income (after provisions) mean?
This metric represents the net interest income remaining after accounting for the provision for credit losses. It provides a more accurate view of the bank's core earnings power by adjusting for the expected cost of credit risk inherent in the loan portfolio.