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Trustco Bank Corp TRST Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's net interest income (after provisions)?
Trustco Bank Corp (TRST) reported net interest income (after provisions) of $43.76M in Q1 2026.
How has Trustco Bank Corp's net interest income (after provisions) changed year-over-year?
Trustco Bank Corp's net interest income (after provisions) increased by 9.2% year-over-year, from $40.07M to $43.76M.
What is the long-term trend for Trustco Bank Corp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Trustco Bank Corp's net interest income (after provisions) has grown at a 0.2% compound annual growth rate (CAGR), from $165.86M to $167.37M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future defaults in the loan portfolio. It provides a more accurate view of the bank's bottom-line earnings potential after accounting for the inherent risk of its lending activities. This figure helps investors evaluate the quality of the bank's loan book and its risk management practices.