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Arrow Financial AROW Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$49.75M+13.2%

Other financials

Income statement

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Revenue$35.0M+7.1%
Net income$13.5M+114%
EPS (diluted)$0.82+116%

Balance sheet

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Total debt$14.1M+41.0%
Total equity$440.1M+8.8%
Total assets$4.5B+1.6%

Cash flow

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Operating cash flow$15.2M+51.4%
CapEx$1.3M+2.2%
Free cash flow$13.9M+58.5%

Valuation

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Market cap$663.47M+60.5%
P/E13×-1.6×
P/S4.9×+1.5×

Profitability

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Net margin23.4%-3.6pp
FCF margin27.8%-4.0pp

Returns & leverage

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Return on equity12.1%+4.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Arrow Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Arrow Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arrow Financial's net interest income (after provisions)?
Arrow Financial (AROW) reported net interest income (after provisions) of $35.58M in Q1 2026.
How has Arrow Financial's net interest income (after provisions) changed year-over-year?
Arrow Financial's net interest income (after provisions) increased by 35.1% year-over-year, from $26.34M to $35.58M.
What is the long-term trend for Arrow Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Arrow Financial's net interest income (after provisions) has grown at a 3.4% compound annual growth rate (CAGR), from $110.08M to $125.89M.
What does net interest income (after provisions) mean?
This metric is calculated as net interest income minus the provision for credit losses, representing the core profitability of the lending business after accounting for expected loan defaults. It provides a clearer picture of the bank's sustainable earnings power by adjusting for the risk inherent in the loan portfolio. A higher value indicates strong net interest margins combined with effective credit risk management.