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Financial Institutions FISI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.67B+5.3%
KeyCorp logo
KeyCorpKEY
$1.12B+14.1%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$43.28M+1.7%
SMB
SmartFinancialSMBK
$46.6M+22.9%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$32.56M+6.4%
HBT
HBT Financial, Inc.HBT
$68.38M+39.2%

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$826.88M+65.3%
Enterprise value$988.4M+50.8%
P/E10×
P/S3.2×

Profitability

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Net margin32.4%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Financial Institutions’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:06 PM EDT
Accession
0001193125-26-314084

FAQ

What is Financial Institutions's net interest income (after provisions)?
Financial Institutions (FISI) reported net interest income (after provisions) of $50.25M in Q2 2026.
How has Financial Institutions's net interest income (after provisions) changed year-over-year?
Financial Institutions's net interest income (after provisions) increased by 7.9% year-over-year, from $46.56M to $50.25M.
What is the long-term trend for Financial Institutions's net interest income (after provisions)?
Over 4 years (2021 to 2025), Financial Institutions's net interest income (after provisions) has grown at a 3.7% compound annual growth rate (CAGR), from $163.07M to $188.36M.
What does net interest income (after provisions) mean?
Calculated as net interest income minus the provision for loan and lease losses, reflecting the net revenue available after accounting for expected credit risk. This metric provides a more accurate view of the bank's profitability after adjusting for the quality of the loan portfolio.

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