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ACNB ACNB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.61B+3.0%
Fulton Financial logo
Fulton FinancialFULT
$247.58M+4.3%
CNB Financial logo
CNB FinancialCCNE
$72.33M+54.3%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.85M-24.8%
Home Bancorp logo
Home BancorpHBCP
$33.56M+7.0%
Old National Bancorp logo
Old National BancorpONB
$537.63M+50.9%

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's net interest income (after provisions)?
ACNB (ACNB) reported net interest income (after provisions) of $32.6M in Q1 2026.
How has ACNB's net interest income (after provisions) changed year-over-year?
ACNB's net interest income (after provisions) increased by 50.9% year-over-year, from $21.6M to $32.6M.
What is the long-term trend for ACNB's net interest income (after provisions)?
Over 4 years (2021 to 2025), ACNB's net interest income (after provisions) has grown at a 13.6% compound annual growth rate (CAGR), from $71.19M to $118.36M.
What does net interest income (after provisions) mean?
Calculated as the difference between total interest income and interest expense, adjusted for the provision for credit losses. This metric provides a clearer view of the bank's core profitability by accounting for both the cost of funding and the expected credit risk of the loan portfolio.