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Home Bancorp HBCP Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$271.99M+4.8%
Regions Financial logo
Regions FinancialRF
$1.16B+8.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$19.74M+30.5%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$27.14M+16.2%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$46.49M+8.2%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's net interest income (after provisions)?
Home Bancorp (HBCP) reported net interest income (after provisions) of $33.56M in Q1 2026.
How has Home Bancorp's net interest income (after provisions) changed year-over-year?
Home Bancorp's net interest income (after provisions) increased by 7.0% year-over-year, from $31.36M to $33.56M.
What is the long-term trend for Home Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Home Bancorp's net interest income (after provisions) has grown at a 4.4% compound annual growth rate (CAGR), from $111.15M to $132.12M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's true earnings potential after accounting for the inherent risk in its lending activities. It is a key indicator of both operational profitability and credit quality management.