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First Bancorp FNLC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Camden National logo
Camden NationalCAC
$51.81M+31.4%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$68.19M+18.1%
Home Bancorp logo
Home BancorpHBCP
$33.56M+7.0%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$19.97M+9.2%
West Bancorporation logo
West BancorporationWTBA
$24.39M+16.9%
First Business Financial Services logo
First Business Financial ServicesFBIZ
$32.56M+6.4%

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's net interest income (after provisions)?
First Bancorp (FNLC) reported net interest income (after provisions) of $20.07M in Q1 2026.
How has First Bancorp's net interest income (after provisions) changed year-over-year?
First Bancorp's net interest income (after provisions) increased by 15.3% year-over-year, from $17.41M to $20.07M.
What is the long-term trend for First Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), First Bancorp's net interest income (after provisions) has grown at a 3.2% compound annual growth rate (CAGR), from $66.68M to $75.53M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, providing a view of income after accounting for expected loan defaults. It is a key indicator of the bank's profitability after considering the inherent credit risk of its lending activities.