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West Bancorporation WTBA Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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U.S. BancorpUSB
$3.82B+7.7%
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$28.28M+16.1%
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$45.28M+47.5%
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$31.35M+27.4%
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$52.41M+10.5%
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Western New England BancorpWNEB
$17.76M-2.7%

Other financials

Income statement

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Revenue$28.1M+18.0%
Net income$11.1M+38.8%
EPS (diluted)$0.64+36.2%

Balance sheet

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Cash & equivalents$433.7M+25.6%
Total debt$23.8M-41.0%
Total equity$281.0M+16.6%
Total assets$4.0B-0.7%

Cash flow

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Operating cash flow$14.4M+6.2%
CapEx$293.0K-61.6%
Free cash flow$14.1M+10.3%

Valuation

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Market cap$484.55M+59.7%
Enterprise value$74.6M-4,896%
P/E12.6×+2.1×
P/S4.7×+1.2×

Profitability

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Net margin37.1%+4.4pp
FCF margin47%+6.0pp

Returns & leverage

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Return on equity14.7%+2.3pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: West Bancorporation’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 7:15 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001166928-26-000034
(in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense22,95326,54345,95951,824
Net interest income25,52121,41949,90642,274
Credit loss expense (benefit)
Net interest income after credit loss expense25,52121,41949,90642,274
Noninterest income:
Service charges on deposit accounts476486984957
Debit card interchange income514478986924
Trust services1,0488012,0581,578

Item 1. Financial Statements

FAQ

What is West Bancorporation's net interest income (after provisions)?
West Bancorporation (WTBA) reported net interest income (after provisions) of $25.52M in Q2 2026.
How has West Bancorporation's net interest income (after provisions) changed year-over-year?
West Bancorporation's net interest income (after provisions) increased by 19.2% year-over-year, from $21.42M to $25.52M.
What is the long-term trend for West Bancorporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), West Bancorporation's net interest income (after provisions) has grown at a -2.0% compound annual growth rate (CAGR), from $96.56M to $88.98M.
What does net interest income (after provisions) mean?
This metric represents net interest income adjusted for the provision for credit losses, which accounts for expected future loan defaults. It provides a more accurate view of the bank's bottom-line interest-based earnings after accounting for the inherent risk in the loan portfolio. This figure is a key indicator of the quality and sustainability of the bank's core revenue.

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