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Shore Bancshares SHBI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

M&T Bank logo
M&T BankMTB
$1.61B+3.0%
Southside Bancshares logo
Southside BancsharesSBSI
$56.28M+6.0%
CTB
Community Trust BancorpCTBI
$56.47M+18.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
Eagle Bancorp logo
Eagle BancorpEGBN
$52.09M+31.2%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$76.8M+10.3%

Other financials

Income statement

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Revenue$59.8M+12.8%
Net income$17.1M+24.1%
EPS (diluted)$0.51+24.4%

Balance sheet

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Cash & equivalents$340.8M-12.4%
Total debt$10.6M-12.9%
Total equity$602.7M+9.1%
Total assets$6.2B+0.5%

Cash flow

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Operating cash flow$31.6M+59.6%
CapEx$1.1M+6.2%
Free cash flow$30.5M+62.5%

Valuation

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Market cap$758.78M+55.5%
Enterprise value$428.57M+286%
P/E12.1×+2.2×
P/S3.3×+0.9×

Profitability

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Net margin27.1%+3.2pp
FCF margin28.9%

Returns & leverage

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Return on equity10.9%+1.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Shore Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Shore Bancshares’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Shore Bancshares's net interest income (after provisions)?
Shore Bancshares (SHBI) reported net interest income (after provisions) of $52.47M in Q1 2026.
How has Shore Bancshares's net interest income (after provisions) changed year-over-year?
Shore Bancshares's net interest income (after provisions) increased by 16.9% year-over-year, from $44.87M to $52.47M.
What is the long-term trend for Shore Bancshares's net interest income (after provisions)?
Over 4 years (2021 to 2025), Shore Bancshares's net interest income (after provisions) has grown at a 29.9% compound annual growth rate (CAGR), from $64.49M to $183.87M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's bottom-line profitability from its lending operations after accounting for inherent credit risk. A higher value suggests both strong interest revenue and effective credit risk management.