What is Navient's interest expense?

Navient (NAVI) reported interest expense of $564M in Q1 2026.

How has Navient's interest expense changed year-over-year?

Navient's interest expense decreased by 16.1% year-over-year, from $672M to $564M.

What is the long-term trend for Navient's interest expense?

Over 4 years (2021 to 2025), Navient's interest expense has grown at a 18.5% compound annual growth rate (CAGR), from $1.32B to $2.59B.

What does interest expense mean?

Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

Navient NAVI Interest Expense

Interest Expense at other companies

SLMSLM

$273.9M-2.6%

NelnetNNI

$109.58M-12.4%

SoFi Technologies, Inc.SOFI

$308.01M+16.2%

Enova InternationalENVA

$94.05M+16.8%

WaFd, Inc.WAFD

$147.16M-16.0%

EFC

Ellington Financial Inc.EFC

$88.25M+21.5%

Segments

By segment

See full

Federal Education Loans$363M-20.0%

Consumer Lending$181M—

All Other Segments$25M+8.7%

Business Processing$0—

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

See full

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

See full

Operating cash flow-$47.0M-166%

Valuation

See full

Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's interest expense?: Navient (NAVI) reported interest expense of $564M in Q1 2026.
How has Navient's interest expense changed year-over-year?: Navient's interest expense decreased by 16.1% year-over-year, from $672M to $564M.
What is the long-term trend for Navient's interest expense?: Over 4 years (2021 to 2025), Navient's interest expense has grown at a 18.5% compound annual growth rate (CAGR), from $1.32B to $2.59B.
What does interest expense mean?: Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.