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Navient NAVI Business Processing — Interest Expense Operating

Other segment segments

Federal Education Loans
$351M-19.9%
All Other Segments
$26M0.0%

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)Total GAAPAdjustments / Reclassi-ficationsAdjustments / Additions/(Subtractions)Adjustments / Total Adjustments (1)Total Core EarningsReportable Segments / Consumer LendingReportable Segments / Federal Education LoansReportable Segments / Business ProcessingReportable Segments / Other
Education loans$664$273$391
Cash and investments18585
Total interest income6822783995
Total interest expense56018535126
Net interest income (loss)122$1$(3)$(2)$1209348(21)
Less: provisions for loan losses2626188
Net interest income (loss) after provisions for loan losses967540(21)
Other income (loss):

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FAQ

What is Navient's business processing — interest expense operating?
Navient (NAVI) reported business processing — interest expense operating of $0 in Q2 2026.
What does business processing — interest expense operating mean?
Represents the interest costs incurred by the business processing segment to finance its operations or liabilities. Monitoring this helps evaluate the cost of capital associated with maintaining the segment's business activities.

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