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Navient NAVI Federal Education Loans — Net Income Loss

Other segment segments

Consumer Lending
$46M
All Other Segments
-$38M+17.4%
Business Processing
$0-100%

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$792.33M-42.0%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's federal education loans — net income loss?
Navient (NAVI) reported federal education loans — net income loss of $22M in Q1 2026.
How has Navient's federal education loans — net income loss changed year-over-year?
Navient's federal education loans — net income loss decreased by 8.3% year-over-year, from $24M to $22M.
What is the long-term trend for Navient's federal education loans — net income loss?
Over 4 years (2021 to 2025), Navient's federal education loans — net income loss has grown at a -29.1% compound annual growth rate (CAGR), from $455M to $115M.
What does federal education loans — net income loss mean?
The final bottom-line profit or loss generated by the federal education loan segment after all operating expenses, interest, provisions for loan losses, and taxes are deducted. This is the primary measure of the segment's overall financial contribution to the parent company.