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Navient NAVI Long-Term Debt

Long-Term Debt at other companies

SLMSLM

$6.17B+0.4%

NelnetNNI

$7.7B-11.1%

SoFi Technologies, Inc.SOFI

$1.81B-40.5%

Great Southern BancorpGSBC

$100K0.0%

Enova InternationalENVA

$4.83B+28.6%

WaFd, Inc.WAFD

$3.06B+10.8%

Other financials

Income statement

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

Operating cash flow-$47.0M-166%

Valuation

Market cap$792.33M-42.0%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

Net margin48.3%—

Returns & leverage

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebt.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's long-term debt?: Navient (NAVI) reported long-term debt of $39.24B in Q1 2026.
How has Navient's long-term debt changed year-over-year?: Navient's long-term debt decreased by 8.5% year-over-year, from $42.87B to $39.24B.
What is the long-term trend for Navient's long-term debt?: Over 5 years (2020 to 2025), Navient's long-term debt has grown at a -12.1% compound annual growth rate (CAGR), from $77.33B to $40.63B.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.